FIRST FINANCIAL®

All 50 States   First Time Buyers Low Credit scores  Fast Approval

Auto Loan Center                             It starts with our credit application. Many other websites collect only enough information to obtain your credit report. Our application is the most comprehensive in the industry. It was designed by scores of experienced finance managers that have placed tens of thousands of loans for people with special needs. Our application takes into account variations among numerous lender score cards allowing our finance managers to evaluate your credit profile quickly and accurately.

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Do you Qualify for a Loan ? 700 and Above – Very good to excellent. We will have no problems giving you a loan with a credit score of 700 or above. 680 to 699 – This credit score puts you in the " Good / Fair" category. That one point between good and very good to excellent credit generally makes little difference to lenders. 620 to 679 – If your credit score falls into this range, you fall into the "Okay" category. The closer your score is to 679, the better. 620 is consider to be a "par" credit rating. 580 to 619 – While you aren't in the "Bad" category yet, you are teetering on the edge if your credit score falls in this range. 620 is the prime rate cut-off. 500 to 580 – You can still get credit in this scoring range. 499 and below – Yes, even with as score of 499 or below you can still be extended credit.